Reseller program

Reseller is for agencies, platforms and BPOs. Your clients' approved verifications draw your balance at the list price — $0.15 per approved AI KYC — you create accounts for your clients, and you invoice them at your own price. OKIAS bills your balance; you bill your customers.

The prepaid model, step by step#

Reseller vs partner#

Referral commission for resellers#

Client accounts you create with POST /v1/partners/clients are billed to your balance and earn no commission. Accounts that sign up through your referral link (okias.io/?ref=CODE) are ordinary self-billing customers: their approved LIVE verifications earn you 15% of the price charged, booked to your commission ledger and paid out like partner commission (minimum $30; see payouts).

Creating client accounts#

Creates a client account linked to your reseller account. Available to approved resellers, authenticated as your OKIAS account (the same session your dashboard uses).

{
  "email": "client@company.com",
  "type": "COMPANY",
  "country": "pk",
  "markup_percent": 40
}

{
  "account": {
    "id": "cms7z8t4k000loea2m0c1r9vd",
    "email": "client@company.com",
    "type": "COMPANY",
    "status": "PENDING"
  },
  "markup_percent": 40,
  "markup_bps": 4000,
  "temp_password": "kX2v...shown-once"
}

Listing your clients#

{
  "items": [
    {
      "id": "cms7z8t4k000loea2m0c1r9vd",
      "email": "client@company.com",
      "type": "COMPANY",
      "status": "ACTIVE",
      "markup_bps": 4000,
      "markup_percent": 40,
      "created_at": "2026-07-30T10:12:00.000Z"
    }
  ]
}

Balance and refusal semantics#

Each approved client verification draws the standard list price of its product from your balance:

• List price, approved-only. Credits are held on your balance while a client verification is open and drawn only when the outcome is APPROVED. Declined, expired and errored verifications are never charged, and a review costs nothing unless it ends approved — the same policy as direct customers.
• One balance pays for client verifications — yours. A managed client's verifications always draw on your balance, never on the client's own, so a client does not need credits of its own. OKIAS never invoices your clients.
• Empty balance refuses, not queues. With not enough credits left, client verification creates fail immediately (required is the credit cost of the verification being created):

{
  "error": {
    "code": "INSUFFICIENT_CREDITS",
    "available": 0,
    "required": 15,
    "billed_to": "RESELLER"
  }
}

The billed_to: RESELLER field tells your client's integration why: the blocker is your prepaid balance, not anything on their side. Top up and their traffic resumes immediately — no re-integration needed.

If your reseller account is suspended, every client request is refused instead with:

{
  "error": {
    "code": "RESELLER_INACTIVE"
  }
}

Pricing your clients#

You set and invoice your own client prices; OKIAS bills your balance at the standard list price shown above. OKIAS has no client price list, margin calculation or margin report today — a dedicated reseller workspace is not available yet, so keep your pricing records on your side.

• You are free to price per check, per seat, bundled into your product, or however fits your business — OKIAS only ever draws the list price from your balance.
• The approved-only billing policy is something you can pass on: your customers' declined and errored checks cost you nothing.
• Volume bonuses on top-ups lower your effective cost as you grow.

Honest notes#

• You are the first line of support and the biller for your clients; OKIAS supports you and runs the verification engine.
• Prepaid means prepaid. There is no overdraft or grace buffer — keep headroom in your balance so a busy day never takes your clients down.
• Country restrictions apply to every verification regardless of who is billed (for example, Israel is not supported); your clients cannot bypass them.
• Questions, volume pricing or onboarding help: email sales@okias.io.

Next steps#