Pricing

$0.15 per approved AI KYC. Charged only when approved.

An AI KYC check — identity document check, AI-reviewed live selfie and 1:1 face match, plus sanctions screening (beta) — costs 15 credits ($0.15). Declined or expired checks and errors on our side are never charged. No contract and no monthly minimum.

Credits are prepaid: 1 credit = $0.01. Every price on this page is shown in US dollars and in credits.

1,500 free credits (about 100 AI KYC checks) after you verify your e-mail.Added once you verify your e-mail address, for eligible new accounts (one free trial per organisation).

Get 1,500 free credits Pricing by audience
GDPR-alignedEncrypted document storageAudited document accessLiveness detection190+ countries
Credit calculator
Estimate verifications of
$150 = 15,000 credits + 300 bonus (+2%) = 15,300 credits
≈ 1,020 approved AI KYC verifications (15 credits each).
Effective price
$0.1471 / verification
Volume bonus
+2%

Credits are charged only when a verification is approved; anything else leaves them on your balance.

Add $850 more to reach the $1,000 tier and receive +5% in bonus credits.

$0.15
per approved AI KYC · 15 credits
$0.01
per credit · credits never expire
1,500
free credits after e-mail verification
Never
charged for declines, expiries or errors on our side
How you pay

Prepaid top-ups, quoted in US dollars.

Top up your balance first; verifications are then charged from it, and only when they are approved.

Cryptocurrency, through NOWPayments

Available

Pay in stablecoins such as USDT and USDC, or in up to 50 other major coins offered by the payment provider at checkout. Prices are quoted in USD; the minimum depends on the coin and is never below $15.

Card

Not available yet

Card payments are not available yet.

Minimum top-up

$15

Prices are quoted in US dollars. Credits never expire and carry no monthly minimum.

Pricing by audience

Choose how you use OKIAS.

Each tab shows what that kind of customer needs: the products, what they include, what they do not, and when you pay.

Sign up, top up and verify. No contract, no monthly fee.

Identity verification (KYC)

AI KYC

Decided by AI

A complete identity verification decided by AI in seconds, with uncertain cases sent to human review.

$0.1515 credits
Charged only when approved
What you get
  • One person and one identity document per verification; retries inside the same verification are not charged again
  • Identity document check: text and MRZ reading, check digits and tampering signals
  • AI-reviewed live selfie and 1:1 face match
  • 1:1 face match between the selfie and the document photo
  • Sanctions screening (beta)
  • Automated decision with reason codes and a risk score
  • Uncertain results go to human review at no extra charge
  • Hosted verification flow, verification links and REST API
  • Signed webhooks for every decision
  • Free sandbox: test verifications are never charged
Not included
  • Business verification (KYB) — not on sale yet
  • Ongoing monitoring after the verification
  • Your own branding on the hosted flow (white-label plan, sold separately)
When you are charged
Credits are reserved when the verification starts and charged only if the final result is APPROVED. Declined, expired and failed verifications are never charged; a review or a request for more information costs nothing unless it ends approved.
Example use
Onboarding customers to an app, marketplace or fintech product.

Price in effect since 30 September 2026.

Manual KYC

Decided by a person

The same capture flow, with every verification reviewed and decided by a person.

$0.055 credits
Charged only when approved
What you get
  • One person and one identity document per verification; retries inside the same verification are not charged again
  • The same hosted capture: identity document and live selfie
  • Every verification is decided by a person, not by the AI
  • Decided by the OKIAS review team, or by your own team with merchant-decision mode (white-label plan required)
  • Hosted verification flow, verification links and REST API
  • Signed webhooks for every decision
  • Free sandbox: test verifications are never charged
Not included
  • Business verification (KYB) — not on sale yet
  • Ongoing monitoring after the verification
When you are charged
Credits are reserved when the verification starts and charged only if the final result is APPROVED. Declined, expired and failed verifications are never charged; a review or a request for more information costs nothing unless it ends approved.
Example use
Higher-risk or regulated onboarding where a person must make the decision.

Price in effect since 4 October 2026.

Add-ons

Optional. Turned on per project from your console.

Bring your own AI key — platform fee

Decided by AI

Run AI KYC on your own AI provider key. OKIAS charges a platform fee; your provider bills model usage to you.

$0.055 credits
Charged only when approved
What you get
  • Every AI KYC check runs as usual: document, live selfie, face match and sanctions screening (beta)
  • The AI calls run on your own Google Gemini key
  • If your key fails, the verification stops — it is never moved onto OKIAS-paid AI
Not included
  • AI model usage — billed to you directly by your AI provider
When you are charged
Credits are reserved when the verification starts and charged only if the final result is APPROVED. Declined, expired and failed verifications are never charged; a review or a request for more information costs nothing unless it ends approved.
Example use
Teams that already have an AI provider contract and want model costs on their own bill.

Price in effect since 5 October 2026.

Prepaid credits, no contract and no monthly fee. Sandbox test verifications are never charged.

Contact verification

Email and phone verification—without buying KYC.

OTP charging is different from KYC: the channel price is reserved before the provider call and charged only when the provider accepts the live send. Verification and status lookups are free.

WhatsApp OTP

10 credits$0.10

Per live request accepted by Meta’s official WhatsApp Cloud API.

  • Use independently or with KYC
  • Balance checked before sending
  • No charge when Meta rejects the initial send

Email OTP

0.15 credits$0.0015

Per live request accepted by the transactional email provider.

  • Use independently or with KYC
  • Optional project display name via OKIAS
  • No charge when the provider rejects the initial send

Combined workflows

Your choiceNo bundle surcharge

Enable KYC, email OTP and WhatsApp OTP on one API key—or keep separate credentials.

  • OTP-only keys cannot call KYC
  • KYC prices remain unchanged
  • Sandbox requests are free

Fractional email charges are recorded to two decimal places. Because the prepaid wallet ledger uses whole credits, fractional amounts accumulate and whole credits are deducted automatically as they become due; the current accrued amount is visible in billing. USD equivalents use 1 credit = $0.01.

Billing

When am I charged?

Every KYC product — AI KYC, Manual KYC (decided by OKIAS or by you) and BYOK — is charged only when the final result is APPROVED. Declined, expired and errored verifications are never charged, and reviews or action-required requests cost nothing until they end approved. Credits are reserved (held) while a verification is open and released automatically if it does not end approved.

When a verification is charged, by outcome
OutcomeCharged?What happens
ApprovedChargedCharged once, at the price shown for the product.
Declined or rejectedNot chargedNever charged. The reserved credits are released.
In review or more information requestedNot chargedNot charged while open. Charged only if it ends approved.
Expired or abandonedNot chargedNever charged. The reserved credits are released.
Failed on our sideNot chargedNever charged.
Sandbox (test)Not chargedNever charged, whatever the result.

Credit top-ups. Paid in advance at checkout.

White-label plans. Paid from the separate subscription wallet when you buy or renew a plan — never from your KYC credits.

Volume bonuses

Top up more, receive more credits.

Larger top-ups add bonus credits automatically at checkout — no code and no contract.

Volume bonus credits by top-up amount
Top-up fromBonusExample: you receive≈ AI KYC checks
$150+2%15,000 + 300 bonus = 15,300 credits1,020
$1,000+5%100,000 + 5,000 bonus = 105,000 credits7,000
$10,000+10%1,000,000 + 100,000 bonus = 1,100,000 credits73,333
Applied automatically at checkout Example uses the first amount of each tierBonus credits are non-refundable.
Questions

Pricing, answered.

When exactly am I charged?
Every KYC product — AI KYC, Manual KYC (decided by OKIAS or by you) and BYOK — is charged only when the final result is APPROVED. Declined, expired and errored verifications are never charged, and reviews or action-required requests cost nothing until they end approved. Credits are reserved (held) while a verification is open and released automatically if it does not end approved. An approved AI KYC costs 15 credits ($0.15).
Is there a free trial?
Yes: 1,500 free credits (about 100 AI KYC checks) after you verify your e-mail. Added once you verify your e-mail address, for eligible new accounts (one free trial per organisation). Sandbox test verifications are never charged.
What is a credit?
Credits are the prepaid unit of your OKIAS balance: 1 credit = $0.01. Every product is priced in US dollars and in credits, and an approved verification draws its product’s credits from your balance.
How can I pay?
Top-ups are paid in advance. Available now: Cryptocurrency, through NOWPayments. Pay in stablecoins such as USDT and USDC, or in up to 50 other major coins offered by the payment provider at checkout. Prices are quoted in USD; the minimum depends on the coin and is never below $15. Card payments are not available yet. Credits are added to your balance once the payment is confirmed. The minimum top-up is $15.
Do credits expire?
No. Credits never expire and there is no monthly minimum — your balance stays on the account until you use it.
Can prices change?
Yes. Any change is published on this page with the date it takes effect. A verification keeps the price it was created with, and credits you have already bought keep their full value.
What counts as an approved verification?
All requested checks completed and the final decision is APPROVED, with reason codes attached. Anything uncertain goes to human review and is charged only if it ends approved.
Is there an option decided by a person?
Yes. Manual KYC uses the same capture flow, and every verification is decided by a person — the OKIAS review team, or your own team in merchant-decision mode (white-label plan required). It costs 5 credits ($0.05) and is charged only when approved.
Can I use my own AI key?
Yes. With bring-your-own-key (BYOK), AI KYC runs on your own Google Gemini key. OKIAS charges a platform fee of 5 credits ($0.05) per approved verification, and your AI provider bills model usage to you directly. If your key fails, the verification stops — it is never moved onto OKIAS-paid AI.
Is there better pricing at volume?
Volume bonuses up to +10% are added automatically when you top up (see the table above). For a large, steady volume, committed-volume pricing is available on request through the enterprise team.

Fine print

Price changes. Changes are published on this page with their effective date. A verification keeps the price it was created with.

Credits. Credits never expire and carry no monthly minimum. Volume bonus credits are added automatically at checkout and are non-refundable.

Refunds. Unused paid credits are refundable under our refund policy.

Earn as a partner

Start verifying today.

1,500 free credits (about 100 AI KYC checks) after you verify your e-mail. Every verification is charged only when it is approved.

Get 1,500 free credits Talk to us