Verify anyone,
anywhere, in one API call.
One API for document forensics, liveness detection, face match and sanctions screening — with a decision you can explain. 1,500 free credits after you verify your e-mail, then $0.15 per approved verification.
The checks, tooling and safeguards inside every OKIAS verification.
Every decision, ready to defend.
A live queue for your team, a review workflow for the close calls, and an audit trail for the regulator — no spreadsheets in between.
Example workspace — sample data
Everything you need to verify anyone.
A complete KYC stack behind one API — no six-figure enterprise contract required.
Document verification
OCR plus MRZ check-digits and per-country checksums — CNIC, Aadhaar, Emirates ID and more — with tamper detection on every capture.
Liveness detection
The applicant takes a short live selfie in the browser. An AI model reviews several of the captured frames for signs of a printed photo, a screen replay or a mask, and uncertain results go to review.
Biometric face match
AI vision compares the selfie to the document portrait and scores the match; low-confidence matches are routed to review.
Sanctions screening (beta)
Screened against the official OFAC, EU and UN lists (refreshed daily) and a UK list that is currently frozen while it moves to the official UK Sanctions List — possible matches go to a human, never an auto-decline.
Truly global
Universal ICAO-9303 passport MRZ, plus deep verification templates for 20+ high-volume countries.
Explainable by default
Every approve, review or decline carries machine-readable reason codes and a risk score; for AI-scored checks, the verification detail adds the per-stage scores and weights behind the result.
One flow. Full KYC.
Document, biometrics and screening in a single verification — billed once, and only when it’s approved.
Capture the document
Your user snaps their ID in the hosted flow, your embed, or your own UI. Quality hints guide a clean capture; the AI reads and validates it.
Confirm the human
A short live selfie is captured and reviewed by AI for presentation attacks, then the selfie is matched to the document portrait.
Screen and decide
Sanctions screening (beta) runs, and a deterministic engine returns approve, review or decline — with a signed webhook.
One API call. Full verification.
Create a verification, send your user to the hosted flow, embed it on your own site, or upload media directly — then receive a signed webhook.
- Snippets for curl, Node, Python & PHP
- Signed webhooks — no polling loops
- Idempotency-Key on every create
- Deterministic sandbox for every branch
curl https://api.okias.io/v1/verifications \
-H "Authorization: Bearer ok_live_..." \
-H "Idempotency-Key: 9f2c1a..." \
-H "Content-Type: application/json" \
-d '{
"level": ["FULL_KYC"],
"country": "pk",
"end_user_ref": "user_8842"
}'{
"id": "cms80k9ix001moea2jxy64fgu",
"status": "PENDING",
"country": "pk",
"cost_credits": 15,
"mode": "LIVE",
"risk_score": null,
"reason_codes": [],
"hosted_url": "https://okias.io/verify/cms80k9ix001moea2jxy64fgu"
}<script src="https://okias.io/embed/okias.js"></script>
<div id="kyc"></div>
<script>
OkiasKYC.render({
container: '#kyc',
id: 'cms80k9ix001moea2jxy64fgu', // from your server
onComplete: (r) => console.log(r.status),
});
</script>You only pay when it’s a yes.
Declines, expired sessions and errors are free, and a review costs nothing unless it ends approved; you pay only for approved checks (AI KYC $0.15, Manual KYC $0.05 and the BYOK platform fee $0.05).
Built to be audited.
Identity data deserves institutional handling. Here’s how we treat yours — and your users’.
Encrypted in transit and at rest
TLS in transit and AES-256-GCM field-level encryption for personal data stored in our database. During capture, images are held briefly in a server-side cache before they are stored.
Compliance-minded
GDPR-aligned processing, data export and deletion on request, every document view audited.
Explainable decisions
Reason codes on every decision, so your compliance team can see why a verification was approved, declined or sent to review.
Transparent operations
Public status page (current API and database health), signed webhooks, and an internal audit trail of staff actions.
Fraud is global; the tools to stop it shouldn’t be gated behind six-figure contracts. We built OKIAS so serious identity verification is affordable for builders everywhere — one API, charged only on approved checks, free when the answer is no. OKIAS (SMC-PRIVATE) LIMITED is built in Pakistan and serves customers globally — and when you write to us, the founding team answers.
— the OKIAS founding team
Frequently asked.
Straight answers on pricing, coverage and integration — the things founders ask us first.
How is OKIAS priced?
Do failed verifications cost anything?
Can users verify without leaving my site?
What happens on borderline cases?
Which countries and documents are supported?
Can prices change?
Ship compliant onboarding today.
1,500 free credits after you verify your e-mail, no card required. A full AI KYC — document, liveness, face match and screening — is 15 credits ($0.15), and Manual KYC is 5 credits ($0.05), charged only when the verification is approved.