Legal center
The policies that govern the OKIAS identity verification platform, operated by OKIAS (SMC-PRIVATE) LIMITED. These documents are provided for transparency; the reference DPA text is published at /legal/dpa, and for a countersigned agreement contact support@okias.io.
Documents
Terms of Service
The agreement governing access to and use of the OKIAS platform and API.
Privacy Policy
How we collect, use, retain and protect personal and biometric data. GDPR-aligned.
Data Processing Agreement
Controller–processor terms for Article 9 biometric data: sub-processors, transfers, deletion.
Data Subject Requests
How individuals we verified request access to or erasure of their data (GDPR Art. 15/17).
Cancellation / Return / Refund Policy
How prepaid credits work, when a verification is charged, cancellation and refund eligibility.
Ownership Statement
The legal entity that owns and operates the OKIAS brand, website and platform.
AML & KYC Policy
Acceptable use, prohibited jurisdictions, sanctions screening and record-keeping.
Operating entity
OKIAS (SMC-PRIVATE) LIMITED
Reg No. H489372 · ICN 0308002
Lane No 1, Bank Street, Husaini Chowk, Bahawalpur, Punjab 63100, Pakistan
General: support@okias.io · Security: security@okias.io · Billing: billing@okias.io
Third-party notices
Country flag emoji: Twemoji by Twitter, licensed under CC-BY 4.0; font packaging (country-flag-emoji-polyfill) by TalkJS, licensed under the MIT License. The font is served from okias.io and is used only to draw country flags.