Programs

Partner program

Every partner gets a unique API caller URL. Verifications created through it are attributed to you, and you earn 10% of the price charged for every approved LIVE verification — no billing, no support burden.

Your partner URL behaves exactly like /v1/verifications — the developers you bring integrate against it with their own API keys and are billed normally. You earn 10% of the price charged for every APPROVED LIVE verification: $0.015 per approved AI KYC at the $0.15 list price.

Partner vs reseller — which is this?
As a partner you route verification traffic to OKIAS and earn a commission; the developers remain OKIAS customers with their own accounts and billing. If you want to own the customer — prepay credits, invoice your own price, create client accounts — see the Reseller program instead.

How it works

1
Apply and get your partner URL
Sign in and apply at Dashboard → Partners. Once approved, your dashboard shows a unique API caller URL of the form https://api.okias.io/v1/p/<CODE>/verifications (also returned as api_call_url by GET /v1/partners/me).
2
Developers integrate through your URL
The developers you refer use your URL in place of /v1/verifications — same auth with their own key, same request, same response. Nothing else in their integration changes.
3
You earn on approvals
Every verification created through your URL is attributed to you. When one is APPROVED in LIVE mode, 10% of the price charged for it lands in your commission ledger.
4
Request a payout
Once your unpaid balance reaches $30, request a payout in USDT, bank transfer, PayPal or Wise. A processing fee is withheld from the requested amount.

Your partner API URL

The partner URL is a prefix in front of the standard verifications API. All three verification endpoints exist under it and behave identically to their standard counterparts:

POST/v1/p/:code/verifications
POST/v1/p/:code/verifications/:id/submit
GET/v1/p/:code/verifications/:id
  • Authentication is unchanged. The caller authenticates with their own API key (Authorization: Bearer ok_live_...) and is billed normally on their own account — your URL never changes who pays.
  • Request and response are unchanged. Same body, same idempotency behavior, same status model and webhooks.
  • Unknown or suspended codes fail fast. A request to a partner URL whose code does not exist or is suspended returns 404 with error code PARTNER_NOT_FOUND before any work happens.

Example: create a verification through a partner URL

This is what a developer you referred runs — their own key, your URL (here with the example code AB2CD3EF):

create via partner URL
curl https://api.okias.io/v1/p/AB2CD3EF/verifications \
  -H "Authorization: Bearer ok_live_..." \
  -H "Idempotency-Key: 9f2c4a1b-1e33-4c07-9c1e-2b7f0d5a1a10" \
  -H "Content-Type: application/json" \
  -d '{
    "level": ["FULL_KYC"],
    "country": "pk",
    "doc_type": "NATIONAL_ID",
    "end_user_ref": "user_8842"
  }'

Attribution: URL and referral link

There are two attribution paths, and the partner URL always wins:

PathHow it attributesPrecedence
Partner API URLEach verification created through /v1/p/<CODE>/... is attributed to that partner, per verification.Wins — exclusive. If a verification came through your URL, commission goes to you and only you.
Referral link (legacy)Signing up via okias.io/?ref=CODE attributes the whole account to the referring partner.Applies only when a verification did not come through a partner URL.
Which should you use?
The API URL is the primary mechanism: it attributes traffic per verification regardless of how the account signed up. Referral links still work and remain useful for content and sign-up campaigns.

Commission mechanics

You earn 10% of the price charged for each attributed verification that ends approved in LIVE mode — at the $0.15 AI KYC list price that is $0.015 per approved AI KYC.

OutcomeCaller is chargedYou earn
APPROVED (live)Yes10% of the price charged
DECLINEDNoNothing
REVIEWNot yet — the credits stay on holdNothing until resolved
REVIEW resolved to approvedYes, on resolution10% of the price charged
ERROR or expiredNoNothing
Sandbox (test key)NoNothing

Commission by product

Commission is calculated on the credits charged for the approved verification, so it follows the product the caller used:

ProductCharged on approvalCommission today
AI KYC15 credits ($0.15)10% of the price charged ($0.015)
BYOK (your own AI key)5 credits ($0.05)10% of the platform fee charged
Manual KYC decided by the OKIAS review team5 credits ($0.05)10% of the price charged
Manual KYC decided by the merchant (merchant-decision mode)5 credits ($0.05)No commission today
  • Approved LIVE only, by design. Commission mirrors billing: callers are charged only on approved verifications, so only approved LIVE verifications earn commission.
  • Self-calls earn nothing. Calling your own partner URL from your own account creates a normal verification but pays no commission.
  • Reseller-managed clients earn nothing. Verifications of client accounts created by a reseller are billed to the reseller and pay no commission.
  • Paid credits and cooling period. Today the charged credits may include free trial credits, and commission is booked when the verification is approved. Rules that limit commission to paid credits and add a cooling period are being built; this page will say so when they apply.
  • Everything is ledgered. Each commission is an entry in an append-only USD ledger on your dashboard, tied to the verification that produced it.

Payouts

Request a payout from Dashboard → Partners once your unpaid balance reaches the $30 minimum. A processing fee is withheld from the requested amount — you receive net = amount − fee. Your own account must hold an approved LIVE identity verification before a payout can be requested (403 PARTNER_KYC_REQUIRED otherwise).

MethodProcessing feeExample: request $100
Crypto — USDT TRC-20 / BEP-20 / ERC-20 or another network$1.20 flatyou receive $98.80
Bank transfer / PayPal / Wise$3.50 + 5%you receive $91.50
Manual processing, dual control from $500
Payout requests are processed manually — each one is reviewed and reconciled against your ledger before funds move, and payouts of $500 or more require approval from two separate administrators. This is deliberate; it is a financial control, not a queue you can skip.

Read the fee schedule

GET/v1/partners/payout-fees

Returns the current minimum, fee schedule and dual-control threshold (values are platform-managed; the same values are published in the partner block of GET /v1/pricing):

200 OK
{
  "min_payout_usd": 30,
  "crypto": {
    "flat_usd": 1.2,
    "networks": "any (USDT TRC20 / BEP20 / ERC20 / other)"
  },
  "fiat": {
    "base_usd": 3.5,
    "fraction": 0.05,
    "bps": 500,
    "rails": ["BANK", "PAYPAL", "WISE"]
  },
  "dual_control_threshold_usd": 500
}

Request a payout

POST/v1/partners/payouts
FieldTypeNotes
methodstringOne of USDT_TRC20, USDT_BEP20, USDT_ERC20, CRYPTO_OTHER, PAYPAL, WISE, BANK.
amount_usdnumberAmount to withdraw (max 2 decimal places). The fee comes out of this amount.
payout_detailsobjectYour destination — wallet address, bank or PayPal/Wise details. Stored encrypted.
request body
{
  "method": "USDT_TRC20",
  "amount_usd": 100,
  "payout_details": { "address": "TX7k3...your wallet" }
}
201 Created
{
  "id": "cms82b1qf003goea2t6n8p2kj",
  "amount_usd": "100.00",
  "fee_usd": "1.20",
  "net_usd": "98.80",
  "method": "USDT_TRC20",
  "state": "REQUESTED",
  "created_at": "2026-07-30T10:12:00.000Z"
}

Payout errors

CodeMeaning
BELOW_MIN_PAYOUTThe requested amount is below the $30 minimum. The balance rolls over — try again later.
AMOUNT_BELOW_FEEThe processing fee would consume the whole amount. Request a larger amount.
INSUFFICIENT_BALANCEThe requested amount exceeds your unpaid commission balance.
PARTNER_KYC_REQUIREDYour own account has no approved LIVE identity verification yet. Complete one, then request the payout again.

Good to know

  • Who pays for the verification? Always the caller, on their own account and credits. Your commission comes from OKIAS, never on top of the caller's price.
  • Does the partner URL change latency or behavior? No — it is the same pipeline with an attribution stamp. Same decisions, same webhooks, same pricing.
  • What if my account is suspended? Your URL stops resolving (404 PARTNER_NOT_FOUND), so developers using it should switch back to /v1/verifications — their integrations otherwise keep working unchanged.
  • Where do I see my URL, code and earnings? On Dashboard → Partners, or via GET /v1/partners/me (api_call_url, referral_code, balances and stats).
  • Questions or higher-volume arrangements: email sales@okias.io.

Next steps